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Home inventory insurance serial#
Home inventory insurance update#

Print a simple home inventory checklist at For more information, contact the Consumer Services Division of the Mississippi Insurance Department at or call 1-80.

Home inventory insurance update#

Review and update your inventory annually and anytime you make a significant purchase.

You may want to share a copy with your insurance provider to make necessary updates to your coverage.

Store your home inventory and related documents in a safe, easily accessible place, such as a secured site/file online, a fire-proof box or in a safe deposit box.

4.4 stars, based on 95 reviews Basic Account 19. A home inventory can help you file a homeowners insurance claim. We have easy tools to help you create a list of your home contents. Your insurance company will ask for a detailed list of your personal property before paying your claim. Top Ten Reasons People Create A Home Inventory Create a home inventory online.

Remember to open drawers and closets to document what’s inside. Make your inventory as complete and detailed as possible.

These items are classified differently than the rest of your property and may not have as much coverage. A home inventory is an up-to-date record of your possessions and will prove to be invaluable should you be faced with disaster and need to file a claim. The HO-3 has Special Limits of Liability, which are coverage limits that apply to specific item categories.

Carefully photograph or videotape each item and document a brief description, including age, purchase price and estimated current value. Home inventory of special items Most homeowners have a standard home insurance policy, which is called an HO-3 form.

Group your possessions into logical categories, i.e., by hobby, by room in your home. Instead, write down 10 pairs of jeans, and tally your clothing by categories.

Home inventory insurance serial#

Be sure to note model and serial numbers. Attach copies of original sales receipts and/or appraisal documents to your inventory.And, do not forget items you may only use occasionally, such as holiday decorations, sports equipment, tools, and high-ticket items kept outside your home, such as landscape and swing sets. Take note of commonplace items, such as toys, CDs and clothing.Also, consider items related to everyday leisure time, from flat-screen televisions to custom guitars. Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase. Think about family heirlooms, collections and furniture.

Make a list of possessions, including “celebration” purchases, such as jewelry and fine art. A spreadsheet program, such as Microsoft Excel, Open Office Calc, or Google Docs Spreadsheet, makes it easy to organize your home inventory.

Here are 10 easy steps to complete a home inventory: Why do an inventory The easiest way to determine your insurance needs is to take a complete inventory of your homes contents or. Once you have completed your home inventory, check with your insurance company or agent to determine your available coverage and what, if any, additional. Home > Preparedness > Home Inventory Home Inventory: 10 Easy Steps 10 Easy Steps to Make a Home InventoryĪ home inventory ensures you know exactly what you own, and what it is worth, before you need to make a claim.